Financial responsibility

What does it mean to be financially responsible?

It means you don’t make excuses for your financial situation.

You don’t blame others for where you find yourself financially.

You don’t blame your parents. Or your neighbors.

Or your pet.


Although I’m really tempted to blame Flipper: she does throw apples slices on the floor.

After taking one bite only.

And the days when she gets peanut butter and banana mix: she’ll take a few bites.

Then she flings the rest on the wall.

What does she think — money grow on trees?!


Back to being financially responsible:

Yes, it’s true: some of the things that happen are beyond your control

Still, where you are going from there is totally your responsibility.

You control the path you are taking.


Choose to develop good money management skills.

Choose to set a monthly budget and control spending.

And choose to set goals. And start building a secure financial future for you and your family.

That’s what it means to be financially responsible.

(Upcoming money management workshop)


More on Flipper’s eating habits: she’s careless when she eats fruits and veggies.

But give her a piece of bread and watch her eating it without losing one small crumb.

And if you want to make friends with Flipper just give her some pizza.

(Actually that works with everyone in this family.)

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Thanks for visiting.
Mariana Fieraru
Mariana Fieraru, an Eastern European transplant, fell in love with her new home shortly after landing in New York. She "discovered" pizza! Years later she still loves pizza. And so do her two feathered-kids, Sunny and Flipper

Mariana worked on both, the east and the west coast.
Big or small, each project she worked on helped define the importance of gaining and sustaining a competitive edge in an increasingly complex business environment.

Business know-how, love of teaching and writing – all combined in 2006 to form OBI.
Its mission: to make learning fun! And easy.

Through its training, consulting, and publications OBI builds bridges of knowledge to take you from where you are to
where you want to go. Using a mix of serious, informal, analytical, and optimistic approach, OBI truly makes learning fun.

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